What is a good honest company to handle your online credit card purchases?

I was with BA/ first data, but BA was quietly raising my percentage every 6 months until it hit 5%. I quit and went with Citi First Data, and Payeezy, but their statements (First Data) are opaque and almost impossible to read/ decipher?

Is there a transparent, honest company out there, at a good rate one can recommend?

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