help please!

I am new to this and need help, I have a pool service and repair business. most of my customers are looking for recurring billing for monthly service or one time payment for repairs.
I somehow ended up with:

Durango Merchant Service Not Sure
Authorize.net Gateway
powerpay - Merchant Bank

I don't know code so this is becoming a real issue to set up. Can someone simplify this please, and send me in the right direction.

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